Personal loans & business funding. Business funding can land in as little as 24 hours. Se habla español.
Miami Fast Loans — Get Moving. Get Funded.
Fast funding for people & businesses

Need money now?
Let's get you funded.

Banks make you wait weeks for a "maybe." We connect you with lending partners built for speed, so you can cover what matters and keep moving.

  • Personal loans for 700+ credit with verifiable income
  • Business funding based on your revenue, not a perfect credit score
  • One short form. A funding specialist calls you within one business day.
  • Free to inquire. No obligation.

Takes about 2 minutes. Funding subject to lender approval.

Get Moving. Get Funded.

Tell us what you need. A funding specialist will call you, usually within one business day.

What kind of funding do you need?
Pick personal or business to continue.
Choose an amount.
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Secure & confidential. Free, no-obligation inquiry.

24 hoursBusiness funding can arrive this fast

2 minutesOne short form, no paperwork up front

1 business dayA specialist calls you back

English & EspañolReal people, Miami-based

Your funding options

Two fast paths. Pick yours.

We focus on the funding that actually closes. No months of back-and-forth, no maze of bank paperwork.

For individuals

Personal Term Loans

One lump sum with a fixed payment schedule. Pay off high-interest cards, handle a big expense, or finally get breathing room.

  • Credit score of 700 or higher
  • Verifiable income (W-2, 1099, tax returns, or bank statements)
  • Great for consolidating debt into one payment
~1 weektypical time to funding after approval
Apply for a Personal Loan
For businesses

Business Funding

Working capital based on how your business performs, not just your credit score. Cover payroll, buy inventory, or grab the next opportunity.

  • Consistent monthly revenue
  • Credit doesn't have to be perfect
  • Payroll, inventory, equipment, expansion
24–48 hrsfunding can arrive the same or next business day
Get Business Funding
How it works

From "I need it" to funded.

Tell us what you need

Answer a few quick questions about you or your business. It takes about two minutes and there's no cost to inquire.

Talk to a specialist

A funding specialist reviews your request and calls you, usually within one business day, to match you with the right option.

Get funded

Once approved, business funding can arrive in as little as 24 hours. Personal loans typically fund within about a week.

Funding stories

What fast funding makes possible.

Here's the kind of help we're built for.

John H.Sales manager · Kendall, FL
Personal term loan
John was juggling four credit cards with four due dates and interest rates north of 25%. With a 740 credit score and steady W-2 income, he qualified for a personal term loan, paid off every card, and now makes one fixed monthly payment.
4 debts consolidated into 1 payment
Mary R.Restaurant owner · Little Havana, FL
Business funding
A slow month and a late catering payment left Mary short two days before payroll. Her restaurant had steady monthly sales, so she qualified for business funding in a single day, paid her team on time, and never missed a service.
Payroll covered on time, next business day
Carlos M.Landscaping contractor · Doral, FL
Business funding
Carlos landed a big HOA contract but needed a second truck and crew equipment to take it on. With two years of consistent revenue, he secured working capital within days and started the job on schedule.
New contract started on schedule

Illustrative examples. Names, details, and outcomes are hypothetical and shown for demonstration only. Approval, amounts, and terms depend on each applicant's qualifications and the lender.

Be ready in minutes

Here's what helps you get funded faster.

No need to gather everything today. Just fill out the form and your specialist will tell you exactly what's needed. Having these handy speeds things up.

Check My Options
Personal: credit score of 700+Not sure of your score? Give us your best estimate.
Personal: proof of incomeRecent pay stubs, W-2s, 1099s, tax returns, or bank statements.
Business: recent bank statementsUsually the last 3–4 months, showing consistent deposits.
Business: basic business infoLegal name, time in business, and a valid ID for the owner.
Questions

Straight answers. Fast.

How fast can I actually get funded?

Business funding can arrive the same or next business day once you're approved. Personal term loans typically fund within about a week. Your specialist will give you a realistic timeline on your first call.

Does it cost anything to apply?

No. Submitting a request through Miami Fast Loans is free and there's no obligation to accept any offer.

What credit score do I need?

For personal term loans, lenders are generally looking for a score of 700 or higher plus verifiable income. For business funding, the focus is on your business's consistent revenue, so your credit doesn't need to be perfect.

Are you the lender?

No. Miami Fast Loans is not a lender. We connect you with independent lending partners who make all credit decisions and set the rates, terms, and fees for any offer.

What happens after I submit the form?

Your request goes straight to a funding specialist, who will call you, usually within one business day, to review your options and next steps.

¿Hablan español?

¡Sí! Selecciona "Español" en el formulario y un especialista te llamará en español.

Stop waiting. Start moving.

Two minutes today could mean funding this week. See what you may qualify for, free and with no obligation.

Get Funded Now
Get Funded Now